Flex Funding - Interest-Only Home Loans 1-800-865-FLEX
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Nobody offers a greater selection of interest-only mortgages than Flex Funding:

  • Primary residences, second homes and investment properties
  • Up to 100% financing
  • Loans up to $4 million
  • Cash-out refinances available
  • Full Doc, Stated Income and No Doc programs available

Interest Only Loans

Flex30—Interest-Only 30-Year Fixed

Flex Funding is now offering Flex30—a 30-year fixed rate with interest-only payments for the first fifteen years! Lock in today’s low rate for 30 years and get the added flexibility of interest-only for the next decade and a half. After 15 years, the mortgage converts to a fully amortizing loan for the remaining 15 years. But the rate will never change.

  • Loan amounts up to $2 million
  • Qualification based on interest-only payment
  • Check current rates

    Intermediate Term Interest-Only ARMs

    These are 30 year loans where the interest rate is fixed for an initial period of time—10, 7, 5 or 3 years. During this period, borrowers may make interest-only payments. After the initial period, the loan converts to an amortizing loan with a rate that changes periodically and is based on an index—typically the LIBOR—plus a margin.

  • Loan amounts up to $4 million
  • Qualification based on interest-only payment
  • Check current rates

    Short Term Interest-Only ARMs

    For those who want the lowest possible payment, Flex Funding offers short-term ARMs with interest-only payment periods of up to 10 years. Under these programs the rate may change every month or every six months. Rates are calculated by adding a certain index—typically the LIBOR or the Prime Rate—to a specified margin.

  • Loan amounts up to $4 million
  • Check current rates

    Fixed-Rate Loans

    15 and 30 Year Fixed Rate

    A traditional amortizing loan. The rate and monthly payment are fixed for the entire term.

  • Loan amounts up to $1 million
  • Check current rates

    Have Questions? Call the Interest Only Experts at 1-800-865-FLEX Today!

  • Interest only home loans have been around for decades—but only for the very rich. These wealthy homeowners knew the value of flexibility in their financial planning, and wanted it for their mortgage too. They believed their money could work harder for them in other investments than it could paying down the balance of their home loan.

    Now, through Flex Funding, these loans—and all their benefits—are available to you too. You can choose to pay down the principal or put that money towards other more productive goals, including:

    • Paying down consumer debt
    • Fully fund 401(k)
    • IRA or other retirement accounts
    • College 529 Plans

    Flex Funding, LLC
    5335 Wisconsin Ave NW
    Suite 700
    Washington, DC 20015

    Voice: (202) 537-3539
    Toll-Free: (800) 865-FLEX
    Fax: (202) 318-0229

    E-mail: info@flexfunding.com

    Equal Housing Opportunity